Is a unpaid payday loan in Texas considered a criminal case or a civil case?

06-Feb-2010

Posted by : Oleg

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If you took out a payday loan, Is it a civil case or a criminal case in the state of Texas? Can you do jail time?

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Comments (5)

Docker said on 06-02-2010
	No you cant go to jail, but it will screw up your credit and they can take you to court, which means additional fines and court cost for you.

Dan L said on 06-02-2010
	It’s a civil matter

rickinnocal said on 06-02-2010
	Civil, unless the store can prove fraud. Fraud is criminal. Also, in TX like in most States the penalties for writing bad checks do NOT apply to postdated checks written to cover payday loans. Richard

Common Sense said on 06-02-2010
	it’s civil.

jakflak said on 06-02-2010
	It’s civil, not criminal.

Comments (5)