My current score is a 579 and I have the option of using a VA loan if needed. Im earning around 85K a year, I have a car loan ($560/month) that I will pay off in like 3 months, and a credit card with 2,000 limit with 1,100 balance. What do you think?
25-Apr-2010
22-Apr-2010
Why would a bank care about how much money a borrower puts down? Is this amount reported to the lender? Don’t they only care about the total loan amount?
I will be getting a car loan soon, but because the car is only a few thousand dollars, I will only be putting down a few hundred. My credit score is 630.
22-Apr-2010
I applied for a home loan with SBI and even got a in-principal approval letter from the bank. But after the Financial crisis in US , the bank is not willing to give the promised loan. Please advise what can be done and is the banks stand correct
14-Apr-2010
My home loan was approved for $291000, and it says “estimated cash to close $539.04″ Is the estimated cash, what I have to come up with to move in?
My Qualifying Interest Rate is 6.25% with an Estimated APR of 7.28%, and I have 1.125 Points. What the heck does the points do/not do?
That’s it, thanks for your help.
12-Apr-2010
approved for the home loan? Can that happen, and if so, is that common? Just curious.
07-Apr-2010
I have heard of people getting a home loan with tin#. Is this for people with no social security # or not a us citizen. If they have good credit and have this TIN# how do these people qualify? Is there a certain amount of down payment required manditory by the banks. Are there restrictions in the loan.
05-Apr-2010
I was just wondering how much would it hurt your credit for it to be ran for a home loan pre approval letter?
04-Apr-2010
the loan officer herself wrote the letter but didnt submit anything through the loan company. our realtors are now saying that if we dont get approved they can put us in a lease to own home. our realtor says she has lost five other sales because of this.
25-Mar-2010
i would like to have a truck but my credit will not let me.
i don’t have a down payment but figured if i could get pre-approval
before i go to a dealership this would help me a lot thanks in advance
for your help.
22-Mar-2010
Here is the situation, my mother and I are looking at a 2007 suburban, its a pretty expensive vehicle but well needed. I have good credit but my mom does not. I can afford the payment on my own but the banks on their standards dont feel that I make enough income. Can we use my credit score but combine my moms and my income together and use my credit?
