I am looking into getting a home equity loan to consolidate some debt. I just read that banks will use the lesser of the purchase price or the appraised value in determining how much to lend you. Is this right, or do they really use the difference between the appraised value and what you owe on your mortgage? Does anyone know what interest rates are looking like right now for someone with mediocre credit scores?
29-Apr-2010
20-Apr-2010
Here is the problem: Ramon owns a home that was appraised for $132,600. The balance remaining on his existing mortgage is $43,260. Ramon’s credit union is willing to loan an amount up to 70% of the appraised value of a home. Based on this information, what is the maximum potential amount of credit that’s available to Ramon for a home equity loan?
10-Apr-2010
I know that you have to have a decent credit score, employment, and income to be pre approved for a car loan, but I am also wondering do loan officers take in account how much mooney you have available in your savings/checking account when approved for a loan? Also, how do they come up with the pre approval amount? Are there any stipulations with a pre approval car loan??
03-Apr-2010
I am looking for a sample personal loan document from which I can copy for my daughter. She needs to borrow some money from us, but we would like to hold her responsible and have an actual contract, so to speak, between us.
02-Apr-2010
I’ve completed the FAFSA but I haven’t heard back from any schools regarding financial aide yet. I am accepted in all 6 however. Is there a Student Loan I can get before being officially enrolled in college?
09-Mar-2010
I have recently graduated college and am approaching nearly $80,000 in student loans to be repaid. I have found a car I would like to buy but no bank will allow me to take out a loan as my debt to credit ration is too high. What are my options? I’m from CT if that helps in finding somewhere?
I realize my debt to credit is high. I need a loan however and do not have time to save up. What are my options?
01-Mar-2010
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28-Feb-2010
Reverse mortgage lender tells about HUD & HECM reverse mortgages. Get reverse mortgage loan advise in Ft. Myers, Fort Myers, Cape Coral, Port Charlotte, Punta Gorda FL. Reverse mortgage information.
24-Feb-2010
Does anyone know? I have been saving and I don’t really want to take out another loan if I can help it.
