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Comments: (4)

Has anyone ever used the Servicemembers Civil Relief Act on a car loan?

Category : auto loan

My husband enlisted active duty into the Army last September and I keep hearing about this Servicemembers Relief Act. I hear from some people that they try it themselves and sometimes it works with lowering the interest rate on their car loans and sometimes they end up going to the JAG office to get help with it. Has anyone here ever tried it and if so did you do it yourself or go through JAG? Also, what was the outcome?

Comments: (9)

Ever had a poor credit car loan?

Category : auto loan

I have bad credit, rock bottom, and need a car so am considering applying for a bad credit car loan as I have no cosigner. Has anyone here ever had one? Did you regret it? What sort of interest rate were you paying? Thanks!

Comments: (5)

Will I ever get a car Loan with a bankruptcy?

Category : auto loan

I just went bankrupt, my piece of crap car is dying, I need it to get to work. Will I ever be able to get a loan for a car again?

Comments: (2)

Has anyone ever used Earth Mortgage for a home loan?

Category : home loan

I am buying a house and looking for a loan. I put my information on Lowermybills.com and received multiple phone calls. The one that sounded the best to me was Earth Mortgage. They are at about 6.25 for a 5/1 arm interest only. This is above bankrate.com’s rate, but I still feel uncomfortable. They have all BBB licenses, my loan officer is licensed in the state of texas, and they have a special award from Lendingtree.com if you look them up on that website. I usually have no problem doing business online, but when my loan officer at home(who was doing the loan) warns me about online companies, I am weary. In reference to most of those bait and switch remarks I will most likely get. They are trying to lock me in so I do not have to worry about the rate changing. In order to lock in the rate, I have to put a deposit on my appraisal fee of $360. Please advise, and thank you for any responses.

Comment: (1)

Have you ever worked for Check Into Cash, or any other Payday Loan store?

Category : payday loan

I just got an job interview and would like to know some information about this company or I want to here about your experiance working in this field.

Comments: (5)

Has anyone ever been to court for not paying back a payday advance loan?

Category : payday loan

I owe 126$ and this payday place is threatning to take me to court if i dont pay them the full amount within 2 days.Does anyone know if they really can take you to court for such a small amount?Wouldnt they be paying more to take me to court than what i owe them?What can happen if i dont pay them back?

Comments: (3)

Has anyone ever been prosecuted for defaulting on an online payday loan?

Category : payday loan

Comments: (3)

Hi there Im curious if anybody has ever used one of those payday loan online apps and actually got paid?

Category : payday loan

I have applied for several and nobody has came through I really need the extra help to pay bills I was layed off for the winter and unemployment is so not cutting it, if you have actually been paid by one before please give me the website thank you so much!

Comments: (4)

Has anyone ever asked you to cosign a car loan?

Category : auto loan

I of course refused to help him darnit.

Here’s the story a few years back an aquaintance (he came with a co-worker of mine to a party) stole some money from me. The other day he came up to me asking if I would cosign a car loan for him. Turns out he is a child-molester now too. Of course I researched that, but who else thinks that cosigning is stupid and that child molesters are the scum of the earth?

Comments: (5)

Have you ever used a cash loan, advance payday loan on the internet?

Category : payday loan

I’m interested in them but not sure how legit they are?

Please let me know if you tried one of these and which one was the best and/or worst.

Thank you.

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