18-Apr-2010
Posted by : Oleg
It’s the first time that I buy a brand new car from a dealer. It’s a Honda Civic LX. I would like to know if I got a fair deal, an average financing, or if I got charged more than I should be.
The deal is done. But at least, I want to know if this is the average burden faced for every new car owner, to face it as a man.
Here are the details: Mi credit 650. Sticker price: $18335 Down Payment: $3000 Interest rate: 9.4%
and then in the truth-in lending disclosures reads:
Finance charge: $7709.21 Amount financed: $24299.11
Total of Pymts. $ 32008.32 Total Sale Price: 35008.32
72 Payments of $444.56
Let me know if you think this is an average loan, or not, and the possible options if any, that I may have. (I was thinking paying 6 months like this, wait for my credit to go up, and then try to finance with the bank since there’s no penalty for paying early. I’ll appreciate your opinion.
17-Apr-2010
Posted by : Oleg
Ive tried nearly every car loan place and almost every bank within the Chicago land area Ive had credit issues but they’ve been resolved for about 3 years now but I can’t seem to get approved for financing my question is does anyone know of any car dealerships within the Chicago land willing to give a single hardworking mom a break and a 2001-2007 vehicle with financing and no money down????
15-Apr-2010
Posted by : Oleg
I’d like more insight on how banks view a person with a solid work history, good income, but not so great credit. Is it even possible to qualify for a home loan??? – First time buyer
05-Apr-2010
Posted by : Oleg
What exactly is a FHA home loan?
24-Mar-2010
Posted by : Oleg
I mean, what makes a buyer “qualified”? Is it determined by your FICA score or by some other factor?
24-Mar-2010
Posted by : Oleg
Is there a law on how high they can go? Like 20% or something?
18-Mar-2010
Posted by : Oleg
I’m purchasing a new car soon and I alaways see specials for financing a car thru a dealership. What is the difference? I was planning on going through my credit union.
16-Mar-2010
Posted by : Oleg
Category : auto loan
Tags: after, already, Auto, been, Credit, established, FINANCING, force, Insurance, Loan, union
They tacked on an additional @$2700 onto my loan and since that time my car payment went from $350 a month to $700 a month. Before this happened, my credit was good, and since after that time my credit changed drastically. I’ve been told that this may be illegal. If anyone has info, please let me know. Oh, and this is in CALIFORNIA.
Thanks!
04-Mar-2010
Posted by : Oleg
I want to buy a 9,000 car and as a couple me and my wife make around six figures combined. We have good credit. If I purchase this car would it jeopardize my ability to get a home loan?
04-Mar-2010
Posted by : Oleg
- i have got a contract for a home what I am planning to purchase
- i am getting the home inspection done this weekend
- can i start the actually home loan financing process after the inspection is done or can I do it earlier also ?
I did get some pre-approval letter from a broker earlier before looking for a home
