My TransUnion credit score is 732, my credit is good, been at my job for 2 1/2 years now, my car is paid off and I have debt under $5,000 which will be paid off this year. I’m looking for a home in the price range of $100k-$120k and I will have a down of at least $20k. Also, I will be a first time home buyer. I’m scared.
27-Apr-2010
27-Apr-2010
I dont know how good or bad my credit is but I am worried that credit is a big factor in getting a loan. I heard the banks are holding money only for people with perfect credit…and I know I dont have perfect credit.
26-Apr-2010
With a credit score of 625 and a 20% down on a 180.000 triplex, what are the chances of me getting a loan. I think FHA is out because I will not be residing, I will be renting all 3 units. I also have just filed my taxes for the 2nd year in a row at 65k a year but for only 2 years. I’ve been invisible since then as I moved out of the country for 10 years.
Any help, advice or suggestions greatly appreciated.
Thanks,
Joe
25-Apr-2010
Well got sick and lost job and credit started becoming bad remain sick has other source income want to own a home.
25-Apr-2010
I work for my father and I get paid cash, My wife is a nurse she makes 30/HR but just started her new job. She has a credit score of 535 and mine is 605 so Is there any chance we could get a FHA loan?
24-Apr-2010
I recently lost my job and with the price of gas my husband I and I can longer afford our SUV payment, gas, & insurance. We were thinking of handing it back over to the bank to just be done with the whole thing. We want to buy a home in a few years. How will this affect us?
24-Apr-2010
Are there any grants out there to help those of us who want to purchase a home but do not have the 5k or more to put down as a down payment? I have seen some sites but they all cost to apply. Those sound a little fishy. Any help or advice is appreciated.
24-Apr-2010
what steps to i need to take to get the loan? what steps do i need to take to improve the home? how do i go about leasing out the house?
22-Apr-2010
When getting a home equity loan does the bank or credit union do an appraisal on your property?
22-Apr-2010
I want to see if i can get approved for a car loan online.Is there a safe trusted recommended site i can go through that has easy approval based on my job history only ?
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