29-Apr-2010
I am shopping for home loan.
I have seen several people giving some online quotes.
Now after I send my info and application to the lender and they run the credit check and give me rates.
1) When exactly am I tied up to the LENDER ? after the rate lock or just after submitting my info the lender ?
2) Or can I move to another Lender anytime I want to ?
So until the closing date I am not tied up to any LENDER ? good
17-Apr-2010
In terms of today’s economy and given all the programs to help people keep their homes, I heard from someone that some banks are just modifying loans with high interest rates, by lowering them to 4 or 5%. Is this true? Is there a program like this avaliable?
This is in the case that someone is near or in foreclosure because of some financial hardship.
16-Apr-2010
I heard that I can get a car loan. I found a car that I liked, It costs about 10k. My credit is above 800. Is there a specific credit union I should go to to get the car loan? The closest here is Golden 1 and Schools.
13-Apr-2010
How long is the taking loan process from payday lender?
12-Apr-2010
Category : home loan
My husband and I are just starting to think about purchasing a home. However, I don’t know how to get started. Should we go find a house we like first? Should we call a realtor? We probably won’t be buying within the next 90 days. It is more like a longer term goal- maybe 4-8 months in the future or even longer. We just want to know what kind of loans we can get and what all of our options are.
Should I be talking to lenders or real estate agents? Where should we start?
11-Apr-2010
I am thinking about assuming someone’s homeloan who has paid on this loan for about 1 yr. I think it is in a place where the market for homes sell fairly quickly.
04-Apr-2010
I am looking out for a home loan and wanted to know as what all fees,charges are expected as a buyer in the whole process.
when a lender gives me a Good Faith estimate and gives me all the fees and closing costs , what fees or charges can I negotiate ?
Are there any charges or fees which lender can lower, which is in his authority to lower the fees ?
02-Apr-2010
how long does it take for FHA to process mortgage loan info after the appraisel is done?
